The Benazir Income Support Programme (BISP) has introduced a major change in how beneficiaries receive their stipends. Starting September 2025, women under BISP Kafalat and children under Taleemi Wazaif will now get payments directly into mobile wallets such as EasyPaisa and JazzCash.
This step aims to make the payment process faster, safer, and more transparent, while also saving beneficiaries from long travel and unfair deductions by middlemen.
Why BISP Shifted to Digital Wallets
For years, BISP payments were collected through camps and agents. Many families faced:
- Long waiting lines
- Deduction of money by agents
- Travel costs and safety concerns
The new system fixes these problems by:
- Sending direct transfers to beneficiaries
- Allowing withdrawals from nearby shops/agents
- Improving security and transparency
- Helping women learn basic mobile banking
This change also supports Pakistan’s goal of building a digital economy.
How the Digital Wallet System Works
Each eligible woman will be given a mobile wallet linked with her CNIC and SIM card.
- Wallet Creation – BISP sets up your wallet through EasyPaisa, JazzCash, or HBL Konnect.
- Payment Transfer – Funds go directly into your account.
- Cash Withdrawal – Take out money from agents, shops, or ATMs.
- Digital Use – Pay bills, recharge mobile, or save money in the wallet.
Requirements for Beneficiaries
To receive BISP payments in your wallet, you must:
- Have a valid CNIC
- Own a mobile phone
- Use a SIM registered in your own name
- Confirm eligibility through 8171 SMS or BISP portal
⚠️ Important: If the SIM is in someone else’s name, your payment will not be credited.
Partner Banks & Coverage
| Provider | Platform | Coverage |
|---|---|---|
| Telenor Microfinance Bank | EasyPaisa | Rural & urban areas |
| Mobilink Microfinance Bank | JazzCash | Urban & semi-urban areas |
| HBL (selected districts) | HBL Konnect | ATM + agent network |
How to Activate Your Wallet
- Check eligibility by sending CNIC to 8171.
- Verify your SIM is in your own CNIC.
- Visit the nearest BISP office or partner bank.
- Register your mobile wallet and set a PIN code.
- Wait for an SMS confirmation.
- Withdraw cash from the nearest agent or ATM.
Common Issues & Solutions
- Failed Transaction → Report with SMS proof to BISP helpline 0800-26477
- Deduction by agent → File a complaint at your tehsil BISP office
- Technical error → Call EasyPaisa or JazzCash helpline with transaction ID
- Lost SIM → Immediately re-register under your CNIC
Possible Stipend Increase
There are reports that from January 2026, stipends may increase:
- +Rs. 1,000 for Kafalat
- +Rs. 500 for Taleemi Wazaif
(This update is not confirmed yet – always check official 8171 messages before believing new rates.)
Real Impact Example
Amina, a BISP beneficiary from Sindh, used to travel hours to collect her stipend and often lost money to agents. Now, with JazzCash, she withdraws safely from a nearby shop without extra charges. The saved money goes directly to her children’s education and medicines.
Benefits of BISP Digital Payments
- Faster – No more waiting at camps
- Safer – Money comes directly to you
- Transparent – No hidden deductions
- Convenient – Withdraw anytime nearby
- Empowering – Helps women learn digital finance
Conclusion
The BISP Direct Payment System via EasyPaisa & JazzCash is a big step toward digital financial inclusion in Pakistan. It saves time, ensures transparency, and empowers millions of women.
