The Rs. 200 prize bond is one of the most popular and affordable prize bonds in Pakistan. It is issued by the Government of Pakistan through the Central Directorate of National Savings (CDNS) and the State Bank of Pakistan (SBP). People from all over the country buy these bonds because they are cheap, safe, and give a chance to win big prizes in lucky draws.
What is a Prize Bond?
A prize bond is a type of saving certificate. When you buy it, you don’t earn any regular interest like a bank account, but your bond number enters a lucky draw. If your number is selected, you win a cash prize.
If your bond doesn’t win, don’t worry — you can keep it and still take part in future draws. You can also return it any time and get back your Rs. 200 from a bank. So, there’s no loss unless you lose your bond paper.
Main Details about Rs. 200 Prize Bond
- The Rs. 200 prize bond draws are held four times a year (every three months).
- The prizes for each draw are divided into three categories:
- 1st Prize: Rs. 750,000 (1 winner)
- 2nd Prize: Rs. 250,000 (5 winners)
- 3rd Prize: Rs. 1,250 (2,394 winners)
- The draws take place in different cities like Karachi, Lahore, Quetta, Peshawar, Rawalpindi, and Faisalabad.
- You can buy Rs. 200 bonds from National Savings Centers, State Bank offices, and authorized commercial bank branches.
Why People Like Rs. 200 Bonds
- Low Cost:
It’s very affordable. Anyone can buy a Rs. 200 bond — students, workers, or shopkeepers. - Chance to Win Big:
Even with only Rs. 200, you can win up to Rs. 750,000. - Safe Investment:
It is backed by the Government of Pakistan, so there is no risk of losing your money. - Flexible:
You can buy as many bonds as you want and keep them for as long as you wish. - Redeem Anytime:
If you don’t want to wait for the draw, you can return the bond and get back your Rs. 200.
How to Check the Result
After every draw, the list of winning numbers is announced by the Central Directorate of National Savings.
You can check your bond number in:
- Newspapers
- The official National Savings website
- Other trusted sites like UrduPoint, HamariWeb, or PrizeBond.net
Simply enter your bond number to see if you are a lucky winner.
How to Claim Your Prize
If your bond number wins, you can claim the prize from the State Bank of Pakistan or the National Savings Center.
To claim your prize, you need:
- The original prize bond
- Your CNIC (Computerized National Identity Card)
- A filled prize claim form
You must claim your prize within six years of the draw date. Also remember that tax is deducted before you get the prize amount (15% for filers, 30% for non-filers).
Important Things to Remember
- You might not win any prize — it’s based on luck, not guarantee.
- Keep your bond in a safe place; whoever holds it can claim it.
- Check the draw schedule regularly.
- Prize bonds don’t give you monthly or yearly profit; they only give a chance to win.
Is the Rs. 200 Bond a Good Choice?
Yes, it’s a great option for people who want a small, safe, and fun investment. The Rs. 200 bond is perfect for those who want to save money and also enjoy the excitement of a lucky draw. You can collect many bonds and increase your chances of winning.
However, if you want regular profit or guaranteed returns, you should try other saving plans from the National Savings Centers.
Conclusion
The Rs. 200 prize bond is a simple and smart way to save and dream big. With only a small amount, anyone can join the government’s prize bond scheme and have a chance to win big money. It is safe, easy to buy, and fun to keep.
Many Pakistanis buy Rs. 200 bonds not only to test their luck but also as a way to save small amounts for the future. Who knows — maybe your Rs. 200 bond could become a winning ticket one day!
